Regulation & Awareness

Pinnacle is a trading name of Pinnacle Finance & Property Group Limited, 86 Broadway, Leigh on Sea, Essex, SS9 1AE, authorised and regulated by the Financial Conduct Authority (FCA). Our FCA firm reference number is 921813 and can be viewed by visiting the FCA website; www.fca.org.uk. The FCA does not regulate some aspects of commercial, buy to let, bridging finance, and asset lending.

Your home or property may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.. You may have to pay an early repayment charge to your existing lender if you remortgage, move home, make an overpayment, or redeem your mortgage in its entirety. Think carefully before securing any other debts against your home.

We typically charge a broker fee of £295 payable on receipt of a formal mortgage offer. However, for cases that relate directly to Specialist Lending, then our broker fee is typically £495 payable on application and £1,500 payable on receipt of a formal mortgage offer. As a responsible mortgage brokerage we aim to apply our broker fees justly and consistently, all in the interest of treating customers fairly.

Regarding Equity Release, a lifetime mortgage is a long term commitment which could accumulate interest and is secured against your home. Equity release is not right for everyone and may reduce the value of your estate.

For further information on any of the above, please do not hesitate to contact us on 01702 831920 or send us an e-mail at info@pinnaclefinance.co.uk