UK Mortgage Advice For Overseas Residents
Offering specialist mortgage advice for clients who are based overseas, and looking to purchase or refinance a UK property.
How We Help Internationally Based Clients
Here at Pinnacle, we understand the challenges when trying to arrange a mortgage from outside the UK. Due to the typical complexities involved, the lender pool is naturally shallower compared to a conventional lending arrangement, although this doesn’t mean the deal secured is less competitive.
Having the ability to navigate through the lender market to ascertain which lenders can consider a particular case, is a crucial skill. Along with this having access to all lenders within the UK is key, as this exposure ensures the advice provided is perfectly tailored to an individual’s needs.
Our scope of service allows us to help clients from across all continents, and deal with a wide spectrum of mortgage scenario, from the straightforward, to extremely technical.
What Countries Are Included
All lenders will have a carefully selected approved countries list, which is aligned to their respective approach to risk. For example, some lenders will not consider lending to clients resident in countries that are on a financial sanctions list, whereas some lenders take a more flexible approach by considering all countries. In some cases, a lender may consider the EU, but exclude certain countries within the continent. Not only that, but these lists change frequently.
We have helped clients arrange mortgage finance from across the globe, covering North, Central, and South America, Asia, Europe, Africa, and Australasia.
Why not just give us a call?
Still Have Questions?
If you cannot find an answer you are seeking, then simply click the button below, or call us at 0208 125 3100, to get in touch with one of our mortgage brokers.
Depending on your circumstances you may have a wide selection of mortgage companies willing to offer you the mortgage you desire. With access to thousands of mortgage deals, our experts will find you the most suitable deal.
Yes, we have whole of market access. As we are an independent brokerage, and not tied directly to a group of lenders, we can access the full mortgage market. This exposure allows us to scour the market for the best lending arrangements for our clients.
Lenders can vary significantly in what they are willing to offer when assessing affordability. However, our team of expert advisors will thoroughly assess the market to ascertain your maximum borrowing potential, and will fully guide you along the way.
Our specialist lending proposition encompasses all aspects of mortgage broking. Our team of experts are true professionals in areas such as expatriates, foreign currency, high net worth individuals, large loans, and complex buy to let, just to name a few. This spectrum of expertise is what sets us apart.
Do I have To Be A British National?
In simple terms, no. Some lenders will only consider applications from expatriates of the UK, however there are an ample number of lenders who can consider foreign nationals.
The UK is a prime location for investment in property, which is reflected in the approach lenders take, of whom can consider overseas residents.
If you are seeking mortgage advice, do not hesitate to get in touch with us today to speak with one of our specialist mortgage advisors.
Get in touch
We understand that every circumstance is different, and having a bespoke touch is essential in understanding a case. This openminded approach is what creates a professional standard that we always uphold.
Our team of bridging loan specialists are available to discuss your individual requirements, so simply complete the contact form and we’ll be in touch shortly.
