Here at Pinnacle, we understand how much of an exciting time it can be when purchasing your first property, and we take pride in sharing this experience with you. Whilst it is an exhilarating time, it can also be a little daunting & overwhelming in trying to find the right mortgage. This is one of the reasons why we take it upon ourselves to provide complete support from the moment you start looking, and all the way up until you move in.
When buying your first home you’ll naturally experience areas of the unknown, such as how much can you borrow, which type of mortgage is best for you, and how much will it cost etc. It is our duty as responsible, honest mortgage advisers to ensure you receive transparent, accurate advice, which is explained in a way that is easily understandable. In addition to this our comprehensive first-time buyer guide provides a greater insight into the full experience.
Depending on your circumstances you may have a wide selection of mortgage companies willing to offer you the mortgage you desire. With access to thousands of mortgage deals, our experts will find you the most suitable deal.
When securing a mortgage its essential to keep a sum of money back for initial furnishing and decorating costs, suitable insurance, removal costs, solicitors fees and stamp duty. Additionally it is a good idea to work on a budget planner for your onward costs.
Yes. Help to Buy provides a variety of schemes to move on to the housing ladder and we have full access to those lenders providing mortgages. You will need to consider what scheme is right for you e.g. shared ownership or equity loan.
We deal frequently with those who may have had a mortgage already refused. Due to the scope of our access it is very likely that we can find an alternative option that turns your negative in to a positive. The key is understanding why your mortgage failed in the first place.
We offer a wide range of mortgages from buy to let solutions, re-mortgages through to first time buyer and high mortgage loans. Your options range from fixed rate deals, through to tracker, discounted, or variable mortgages.
First time buyers form a strong foundation for the market and is a key area of our business. We have exclusive deals and cashback offers for those looking at their first property and can put you in touch with the right solicitors to help make the purchase as smooth as possible.