Here at Pinnacle, we understand how much of an exciting time it can be when purchasing your first property, and we take pride in sharing this experience with you. Whilst it is an exhilarating time, it can also be a little daunting & overwhelming in trying to find the right mortgage. This is one of the reasons why we take it upon ourselves to provide complete support from the moment you start looking, and all the way up until you move in.
When buying your first home you’ll naturally experience areas of the unknown, such as how much can you borrow, which type of mortgage is best for you, and how much will it cost etc. It is our duty as responsible, honest mortgage advisers to ensure you receive transparent, accurate advice, which is explained in a way that is easily understandable. In addition to this our comprehensive first-time buyer guide provides a greater insight into the full experience.
Depending on your circumstances you may have a wide selection of mortgage companies willing to offer you the mortgage you desire. With access to 1000's of mortgage deals, our experts will find you the most suitable mortgage.
When securing a mortgage its essential to keep a sum of money back for initial furnishing and decorating costs, buildings insurance, removal costs, solicitors fees and stamp duty. Why not use our stamp duty calculator to see how much you will be required to pay.
Yes, it is possible to get a mortgage with a bad credit rating. However, you may find your options are more limited than if you had a good credit rating. With access to many bad credit mortgage deals, our experts will find you the most suitable mortgage.
When taking out a mortgage, there are 4 different types of insurance that you should consider. This includes income protection, critical illness cover, buildings insurance and life insurance.
Yes. Self-employed borrowers have access to the same range of mortgage products as those working in full-time employment. All you have to do is prove that you can make the mortgage repayments and put down a significant deposit on the loan.
We offer a wide range of mortgages from buy to let solutions, remortgages through to first time buyer and high mortgage loans.