First Time Buyers

First Time Buyers

You are here: Home / Mortgages / First Time Buyers

Here at Pinnacle, we understand how much of an exciting time it can be when purchasing your first property, and we take pride in sharing this experience with you. Whilst it is an exhilarating time, it can also be a little daunting & overwhelming in trying to find the right mortgage. This is one of the reasons why we take it upon ourselves to provide complete support from the moment you start looking, and all the way up until you move in.

When buying your first home you’ll naturally experience areas of the unknown, such as how much can you borrow, which type of mortgage is best for you, and how much will it cost etc. It is our duty as responsible, honest mortgage advisers to ensure you receive transparent, accurate advice, which is explained in a way that is easily understandable. In addition to this our comprehensive first-time buyer guide provides a greater insight into the full experience.

Available 7 days a week, from 9am to 9pm Click here to contact us today
What's the next steps?
1
Get in touch
Choose by email, phone, or face to face to meet with a qualified advisor who can talk you through the next steps.
First Time Buyers
2
Let’s find out about you
By reviewing who you are, your aims, and what you require from your new mortgage, we leave no stone unturned in finding you the perfect deal.
First Time Buyers
3
Leave the hard work to us
By searching far and wide from thousands of live offers we can secure the best mortgage for you.
First Time Buyers
4
It’s application time
Once ready we will fully package your case and work with the chosen company to gain a successful mortgage offer. Just sit back and relax.
First Time Buyers
5
Welcome to your new home
Your mortgage has now been offered and the money is yours. Moving day will soon be here!
First Time Buyers
Faqs
Below you can read our most frequently asked questions.
Can I get a mortgage?
Depending on your circumstances you may have a wide selection of mortgage companies willing to offer you the mortgage you desire. With access to 1000's of mortgage deals, our experts will find you the most suitable mortgage.
What do I need to budget for?
When securing a mortgage its essential to keep a sum of money back for initial furnishing and decorating costs, buildings insurance, removal costs, solicitors fees and stamp duty. Why not use our stamp duty calculator to see how much you will be required to pay.
I have a bad credit rating, can I still get a mortgage?
Yes, it is possible to get a mortgage with a bad credit rating. However, you may find your options are more limited than if you had a good credit rating. With access to many bad credit mortgage deals, our experts will find you the most suitable mortgage.
Do I need insurance?
When taking out a mortgage, there are 4 different types of insurance that you should consider. This includes income protection, critical illness cover, buildings insurance and life insurance.
I’m self-employed, can I get a mortgage?
Yes. Self-employed borrowers have access to the same range of mortgage products as those working in full-time employment. All you have to do is prove that you can make the mortgage repayments and put down a significant deposit on the loan.
What type of mortgage deals are there?
We offer a wide range of mortgages from buy to let solutions, remortgages through to first time buyer and high mortgage loans.
Available 7 days a week, from 9am to 9pm
Available 7 days a week, from 9am to 9pm