UK Mortgage with AUS Income

Turn to Pinnacle Finance for expert assistance when seeking a mortgage if you earn in a foreign currency, such as the Australian dollar.

UK Mortgage with Australian Dollar Income

Whether your income is in whole or in part based on Australian dollar earnings, you will benefit from some expert assistance navigating the British mortgage lending sector. As experts in this field, we can help anyone who has an AUD-based income to secure a suitable loan. We have been dealing with foreign currency earners in the UK for many years and have plenty of experience to bring to bear when you want a mortgage but earn in Australian dollars.

You may or may not be an Australian citizen to earn in dollars, of course. Helpfully, we can help foreign nationals from most locations around the world with their borrowing requirements. Equally, British citizens who work for Australian companies and earn in AUD can turn to us for our expert help in securing an appropriate mortgage deal.

How do AUS Earnings Affect Mortgages in the UK?

Some lenders will not offer mortgages to people with overseas currency earnings. That said, many will do, although the sorts of products on offer may be more limited if you happen to earn your income in Australian dollars and not sterling.

Please bear in mind that it isn’t merely the non-standard nature of someone applying for a mortgage in the UK with a foreign currency income that makes a difference. Lenders also have to consider the GBP to AUD exchange rate, something that could change midway through a mortgage deal. Under certain circumstances, this might affect your ability to afford the mortgage you have taken out. Therefore, it is often necessary to seek a deal from a specialist provider, something that the brokerage team at Pinnacle Finance is ideally positioned to help you with.

Mortgage Broker Essex

Why not just give us a call?

Still Have Questions?

If you cannot find an answer you are seeking, then simply click the button below, or call us at 0208 125 3100, to get in touch with one of our mortgage brokers.

Depending on your circumstances you may have a wide selection of mortgage companies willing to offer you the mortgage you desire. With access to thousands of mortgage deals, our experts will find you the most suitable deal.

Yes, we have whole of market access. As we are an independent brokerage, and not tied directly to a group of lenders, we can access the full mortgage market. This exposure allows us to scour the market for the best lending arrangements for our clients.

Lenders can vary significantly in what they are willing to offer when assessing affordability. However, our team of expert advisors will thoroughly assess the market to ascertain your maximum borrowing potential, and will fully guide you along the way.

Our specialist lending proposition encompasses all aspects of mortgage broking. Our team of experts are true professionals in areas such as expatriates, foreign currency, high net worth individuals, large loans, and complex buy to let, just to name a few. This spectrum of expertise is what sets us apart.

What will happen if you earn in Australian dollars but are self-employed?

Self-employed people who earn in Australian dollars – such as contractors or freelance workers, for example – may find obtaining a good mortgage deal harder than others. This is where our expertise can come in handy by focussing on the right sort of mortgage lenders from the outset. Note that we have a good track record of helping self-employed people who have an Australian dollar income to secure mortgages from UK lenders.

How do you obtain a mortgage if your income is based in Australian dollars?

At Pinnacle Finance, we are here to guide you through every step of the process of applying for a mortgage in the UK. We will initially want to obtain some details from you concerning your income and other financial circumstances as well as what sort of mortgage product you might want, such as a remortgage, a repayment mortgage or a commercial mortgage. With our market-wide know-how, we will then find suitable lenders and mortgage propositions for you to consider. Call us today to find out more if you earn in Australian dollars.

Get in touch

We understand that every circumstance is different, and having a bespoke touch is essential in understanding a case. This openminded approach is what creates a professional standard that we always uphold.

Our team of bridging loan specialists are available to discuss your individual requirements, so simply complete the contact form and we’ll be in touch shortly.

Here Is Just A Sample Of Our Reviews

As an expat of the UK, I was looking to remortgage my investment property situated in London. My broker at Pinnacle promptly found me a suitable lender, and an overall competitive deal.



Due to my complex employment situation and the time I spend outside the UK with work, I needed expert advice when arranging my mortgage. The team at Pinnacle duly provided this.


UK & Switzerland

We were looking to relocate back to the UK but had no idea where to begin. Our broker was immense at handling our enquiry and found us a great deal with a high street lender.

Elizabeth & Joel


I had an offer accepted on a holiday let in Scotland but was struggling to find a lender. I approached Pinnacle and they expertly found a mortgage solution that worked perfectly for me.



As a professional based in Dubai, I needed a specialist broker who could review my property portfolio. The results exceeded my expectations, and I would certainly recommend Pinnacle.



As Portuguese & French nationals residing in the UK, we were seeking a mortgage. We are both contracting, but none of this fazed our broker and they found us a mortgage that is perfect for us.

Joao & Anna