UK Mortgage for Expat in Canada
Our team of specialist mortgage brokers can advise you on the best way to obtain a UK mortgage, even if you currently live and work overseas. We’ll scour the entire mortgage market to find a suitable deal for you.
Mortgage Brokers for UK Expats in Canada
If you are a UK expat who resides in Canada, then obtaining a UK mortgage isn’t always easy. Lenders can sometimes be put off by people who live overseas, even if they are British citizens with ties to the UK.
At Pinnacle, we operate in this specialist realm of the mortgage market. We have vast experience in helping Canadian based UK expats to obtain the sort of lending arrangement they’ll need to mortgage a property in the UK. We have access to the entire UK mortgage market and will provide you with a competitive deal that has been brokered by true experts.
What Makes Our Mortgage Brokerage Stand Out?
Because we have been dealing with expatriates who want to obtain mortgage finance in the UK for many years, we have the know-how that is needed to navigate the market. Even if you earn in Canadian dollars rather than British pounds, we’ll still be able to track down a lender who is willing to offer you a mortgage based on the purchase of real estate in the UK.
We know that many mortgage providers consider expatriates to be a bigger risk than should really be the case. This is why turning to our specialist skills that cover every corner of the mortgage sector can make such a difference. Not only will we be able to find a suitable mortgage arrangement for UK expats living in Canada, but the lending proposal is likely to be highly competitive, as well.
Still Have Questions?
If you cannot find an answer you are seeking, then simply click the button below, or call us at 0208 125 3100, to get in touch with one of our mortgage brokers.
Depending on your circumstances you may have a wide selection of mortgage companies willing to offer you the mortgage you desire. With access to thousands of mortgage deals, our experts will find you the most suitable deal.
Yes, we have whole of market access. As we are an independent brokerage, and not tied directly to a group of lenders, we can access the full mortgage market. This exposure allows us to scour the market for the best lending arrangements for our clients.
Lenders can vary significantly in what they are willing to offer when assessing affordability. However, our team of expert advisors will thoroughly assess the market to ascertain your maximum borrowing potential, and will fully guide you along the way.
Our specialist lending proposition encompasses all aspects of mortgage broking. Our team of experts are true professionals in areas such as expatriates, foreign currency, high net worth individuals, large loans, and complex buy to let, just to name a few. This spectrum of expertise is what sets us apart.
Is there a limit on borrowing in the UK if I live in Canada?
Yes and no. Lenders will judge applications on a case by case basis, and it is our job to find a suitable lender that can offer what you desire. Whether you are buying a property as a future home or an immediate investment, or looking to remortgage an existing property here in the UK, the the dynamics of what makes up a mortgage decision will differ. Along with this lenders in most cases will look at personal affordability when underwriting a case. Again it is our duty to ensure we pair you with a lender that offers the best chance of success.
What should I do to improve my chances of obtaining a UK mortgage while living in Canada?
Similarly to if you were UK based, having a well managed credit profile can be fundamental in obtaining a mortgage. In an ideal scenario items such as income, property spec, and lending basis would be straightforward, but we know that isn’t always the case, and it is our responsibility as brokers to work through any complexities when research your case.
Buy-to-let mortgage advice for UK expats in Canada
Looking to become a landlord in the UK? If so, we can guide you through the extra paperwork that is needed to secure a buy-to-let mortgage as an expat based in Canada.
Get in touch
We understand that every circumstance is different, and having a bespoke touch is essential in understanding a case. This openminded approach is what creates a professional standard that we always uphold.
Our team of bridging loan specialists are available to discuss your individual requirements, so simply complete the contact form and we’ll be in touch shortly.