If you are trying to borrow over £500,000 then you may have found that lenders will treat you differently, even more so if your mortgage needs stretch beyond one million or if you are trying to raise finance against a large or rural property. A high street bank may not be an appropriate solution as they are rarely equipped to consider high net worth clients, their income or their assets.
At Pinnacle, we have established relationships with private banks, building societies and high street lenders with dedicated large loans specialist underwriters. Our senior advisors have the time to get to know your holistic financial profile and help you establish a relationship with the most appropriate lender.
Depending on your circumstances you may have a wide selection of mortgage companies willing to offer you the mortgage you desire. With access to thousands of mortgage deals, our experts will find you the most suitable deal.
The minimum deposit required is 5%. By reaching 10%, or beyond, you will find that your options greatly improve, alongside the interest rate offered. There may also be minimum deposit requirements if you are purchasing a flat, which we can advise.
We have vast experience in this area, and offer tailored, strategic, poor credit mortgage advice, with the view to getting you the mortgage that you desire.
We deal frequently with those who may have had a mortgage already refused. Due to the scope of our access it is very likely that we can find an alternative option that turns your negative in to a positive. The key is understanding why your mortgage failed in the first place.
This depends on a thorough review of your income and committed expenditure. Lenders very significantly in what they offer, in terms of reviewing your overall profile. Sadly this is not a simply answer, which is why you want your mortgage in safe hands.
We offer a wide range of mortgages from buy to let solutions, re-mortgages through to first time buyer and high mortgage loans. Your options range from fixed rate deals, through to tracker, discounted, or variable mortgages.