Pensions are an emotive subject, with coverage including state, company, and private pensions. You work for the majority of your life so why not invest in your future when you are no longer able to work?
Your pension is often key to a successful retirement, so you need to make sure that the advice you receive is suitable to your circumstances, and your future plans.
A pension is a form of investment, designed to accumulate in wealth whilst you are working with the mindset of providing an income or sum of money for when you retire, or turn 55.
When referring to investment “funds” it is a pooled collection of investments, managed by one manager/company. It allows for diversification so that your risk is spread and can include stocks/shares, bonds, cash deposits, and is invested according to your overall risk profile.
We can take a holistic approach to your investment needs by focusing on individual stocks, grouped funds, or cash deposit accounts. Additionally if you require pension advice then this is also included as part of the service.
This will largely depend on your current circumstances, your future plans, and your overall appetite of risk. All investments have their pro’s and con’s and can be aligned to you as an individual. Please remember that past performance is not a predictor of future performance and there are no guarantees to any investment.
There are typically no minimum investment amounts required, but this all depends on the type of investment that you require, i.e. regular monthly contributions or lump sum deposit.
Click through on our “Contact Us” page and provide some information with your enquiry. A member of the team will be in touch as soon as possible.