Life cover is a way of financially protecting your loved ones if you die during the length of the policy. This can be used to help pay off the mortgage or help protect your family’s lifestyle and everyday living expenses. You choose the amount of cover you need, how long you need it for and then pay your premiums either monthly or annually. Unless you make any changes to the policy, your coverage will remain the same.

Life cover is designed to provide peace of mind. Whether the reason being that you can be more confident knowing that you provided for your family after death or want to contribute to their financial security after you pass away, life cover can help make everything feel more organised and secure. If you would like to learn more about life cover, visit our contact page to speak to a member of our specialist team who can provide you with honest and transparent advice.

What's the next step?


Get in touch

Choose by email, phone, or face to face to meet with a qualified negotiator who can talk you through the next steps.

Let’s find out about you

By reviewing who you are, your aims, and what you require from your insurance, we leave no stone unturned in finding you the perfect deal.

Leave the hard work to us

We search far and wide from the providers on offer to source the right policy for you.

It’s application time

Once ready we will fully package your case and work with the chosen company to gain a successful decision. Just sit back and relax.

You are now insured

With a successful policy you know you are covered, whatever the outcome.


Read our often asked FAQs.
  • What is life cover?

    Life cover is an insurance policy that pays a lump sum, or monthly benefit, should you pass away at a point during the policy. It can be used in conjunction with your wishes, but is often used to pay off a mortgage or contribute towards childcare/education costs.

  • Do I qualify for insurance?

    This is dependent on your circumstances and what you are looking for. Personal insurance will often require medical underwriting. Why not get in touch with one of our advisors today who will assess your current situation and draw up a bespoke solution you.

  • What insurance is best for me?

    If you are unsure what insurance deal is best for your circumstances, then one of our experts can advise you on the best available options to ensure that you are protected no matter the occasion.

  • How do I apply?

    To apply, all you need to do is visit our contact us page to make an appointment or request a quote. We can then work through your requirements and finalise the quote that you are looking for.

  • What insurances do we advise on?

    We advise on a broad range of different insurance types including life cover, critical illness, income protection, home insurance and business protection. All cover is underwritten by established UK insurers and offer a variety of terms/options to ensure you are fully covered.


Why choose Pinnacle?

Honest Advice

Our promise is to deliver impartial, expert advice to our clients, allowing you to make an informed decision. Via our independent status, we're perfectly placed to deliver suitable guidance.

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Excellent Customer Care

We truly understand the importance of delivering an exceptional customer experience. Our client feedback is testament to our commitment and dedication to exceeding all expectations.

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Unique Proposition

Our model provides you with access across the financial and property markets. By centralising this process, we can pass on not only the financial benefits, but also save you time and stress.

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Flexible Approach

We can offer appointments 7 days a week, between 9am to 9pm. Whether it's face to face, by phone, or online, we can accommodate to your preference. Your convenience is our goal.

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Do you have an enquiry? Contact us.

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