Many people will often find themselves unable to work due to a serious illness or injury, and the thought of what would happen in this situation may concern you. Income protection insurance is designed to give you some cover if you can’t earn an income for those reasons. If something happened to you would you be able to survive on savings, or on sick pay from work? If not, you’ll need some other way to keep paying the bills, and you might want to consider income protection insurance.

The policy itself can be set up for short term cover, or long term, to replace some of your lost income in the event of an absence from work. These are designed to pay out until you return to work, and will allow multiple claims throughout the policy lifetime. Typically, these policies will suit those that are self-employed, or for an employed worker who does not have any benefit of sick pay. However, that is not to say you cannot use a policy to compliment what you already have.

What's the next steps?


Get in touch

Choose by email, phone, or face to face to meet with a qualified advisor who can talk you through the next steps.

Let’s find out about you

By reviewing who you are, your aims, and what you require from your insurance, we leave no stone unturned in finding you the perfect deal.

Leave the hard work to us

We search far and wide from the providers on offer to source the right policy for you.

It’s application time

Once ready we will fully package your case and work with the chosen company to gain a successful decision. Just sit back and relax.

You are now insured

With a successful policy you know you are covered, whatever the outcome.


Read our often asked FAQs.
  • What is income protection?

    Income protection is designed to protect your salary, should you be off work and your employer cannot cover you. It is therefore used in lieu of “sick pay” and can cover you for as long as you need it to. If you receive sick pay for a number of months then the policy can be lined up to pay when this ceases.

  • How do I apply?

    To apply, all you need to do is visit our contact us page to make an appointment or request a quote. We can then work through your requirements and finalise the quote that you are looking for.

  • What insurance is best for me?

    If you are unsure what insurance deal is best for your circumstances, then one of our experts can advise you on the best available options to ensure that you are protected no matter the occasion.

  • What insurances do we advise on?

    We advise on a broad range of different insurance types including life cover, critical illness, income protection, home insurance and business protection. All cover is underwritten by established UK insurers and offer a variety of terms/options to ensure you are fully covered.

  • Do I qualify for insurance?

    This is dependent on your circumstances and what you are looking for. Personal insurance will often require medical underwriting. Why not get in touch with one of our advisors today who will assess your current situation and draw up a bespoke solution you.


Why choose Pinnacle?

Honest Advice

Our promise is to deliver impartial, expert advice to our clients, allowing you to make an informed decision. Via our independent status, we're perfectly placed to deliver suitable guidance.

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Excellent Customer Care

We truly understand the importance of delivering an exceptional customer experience. Our client feedback is testament to our commitment and dedication to exceeding all expectations.

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Unique Proposition

Our model provides you with access across the financial and property markets. By centralising this process, we can pass on not only the financial benefits, but also save you time and stress.

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Flexible Approach

We can offer appointments 7 days a week, between 9am to 9pm. Whether it's face to face, by phone, or online, we can accommodate to your preference. Your convenience is our goal.

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