Critical illness cover could pay out a cash sum if you get one a specified critical illnesses, as defined by the insurer, during the length of your policy, such as heart attack, cancer or stroke.  The full list varies from depending on the insurance company, but typically will cover between 50-60 core conditions, and often more depending on additional coverage/less severe conditions.

Critical illness cover can often be added for an extra cost when you take out a standard life insurance policy and extra benefits such as terminal illness cover, and accidental death benefit can also be explored. Furthermore, if you are concerned about protecting your children from critical illness, some policies can also accommodate this within the main policy. Setting out to find the right policy for you will depend on your particular circumstances, and what is most important to you.

What's the next steps?


Get in touch

Choose by email, phone, or face to face to meet with a qualified advisor who can talk you through the next steps.

Let’s find out about you

By reviewing who you are, your aims, and what you require from your insurance, we leave no stone unturned in finding you the perfect deal.

Leave the hard work to us

We search far and wide from the providers on offer to source the right policy for you.

It’s application time

Once ready we will fully package your case and work with the chosen company to gain a successful decision. Just sit back and relax.

You are now insured

With a successful policy you know you are covered, whatever the outcome.


Read our often asked FAQs.
  • What is critical illness cover?

    As with life cover, critical illness is designed to pay a lump sum, or monthly benefit if you are diagnosed with a pre defined serious illness. Typical conditions might include cancer, heart attack, or a stroke. It is designed to provide a sum of money to take the financial pressure off in an otherwise distressing time.

  • Do I qualify for insurance?

    This is dependent on your circumstances and what you are looking for. Personal insurance will often require medical underwriting. Why not get in touch with one of our advisors today who will assess your current situation and draw up a bespoke solution you.

  • What insurance is best for me?

    If you are unsure what insurance deal is best for your circumstances, then one of our experts can advise you on the best available options to ensure that you are protected no matter the occasion.

  • How do I apply?

    To apply, all you need to do is visit our contact us page to make an appointment or request a quote. We can then work through your requirements and finalise the quote that you are looking for.

  • What insurances do we advise on?

    We advise on a broad range of different insurance types including life cover, critical illness, income protection, home insurance and business protection. All cover is underwritten by established UK insurers and offer a variety of terms/options to ensure you are fully covered.


Why choose Pinnacle?

Honest Advice

Our promise is to deliver impartial, expert advice to our clients, allowing you to make an informed decision. Via our independent status, we're perfectly placed to deliver suitable guidance.

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Excellent Customer Care

We truly understand the importance of delivering an exceptional customer experience. Our client feedback is testament to our commitment and dedication to exceeding all expectations.

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Unique Proposition

Our model provides you with access across the financial and property markets. By centralising this process, we can pass on not only the financial benefits, but also save you time and stress.

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Flexible Approach

We can offer appointments 7 days a week, between 9am to 9pm. Whether it's face to face, by phone, or online, we can accommodate to your preference. Your convenience is our goal.

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