Critical illness cover could pay out a cash sum if you get one a specified critical illnesses, as defined by the insurer, during the length of your policy, such as heart attack, cancer or stroke. The full list varies from depending on the insurance company, but typically will cover between 50-60 core conditions, and often more depending on additional coverage/less severe conditions.
Critical illness cover can often be added for an extra cost when you take out a standard life insurance policy and extra benefits such as terminal illness cover, and accidental death benefit can also be explored. Furthermore, if you are concerned about protecting your children from critical illness, some policies can also accommodate this within the main policy. Setting out to find the right policy for you will depend on your particular circumstances, and what is most important to you.
As with life cover, critical illness is designed to pay a lump sum, or monthly benefit if you are diagnosed with a pre defined serious illness. Typical conditions might include cancer, heart attack, or a stroke. It is designed to provide a sum of money to take the financial pressure off in an otherwise distressing time.
This is dependent on your circumstances and what you are looking for. Personal insurance will often require medical underwriting. Why not get in touch with one of our advisors today who will assess your current situation and draw up a bespoke solution you.
If you are unsure what insurance deal is best for your circumstances, then one of our experts can advise you on the best available options to ensure that you are protected no matter the occasion.
To apply, all you need to do is visit our contact us page to make an appointment or request a quote. We can then work through your requirements and finalise the quote that you are looking for.
We advise on a broad range of different insurance types including life cover, critical illness, income protection, home insurance and business protection. All cover is underwritten by established UK insurers and offer a variety of terms/options to ensure you are fully covered.