With lifetime mortgage products, there are many different equity plans to choose from. You continue to be the sole homeowner, and will never have to give up ownership of your property. Because this type of mortgage deal is secured against your home, you can rest assured knowing that your financial assets will remain in your personal possessions.

Our lifetime mortgage options only focus on providing you with solutions that ensure you retain ownership of your home. By excluding Home Reversion schemes, we find our clients can be fully satisfied with the outcome of their deal that we secure on their behalf. When choosing Pinnacle, our expert equity release advisors can help find the best available plan for you and your circumstances. We tailor our service to meet our client’s requirements which means we can work with you face-to-face, over the phone or through email, whatever you prefer.

What's the next steps?


Get in touch

Choose by email, phone, or face to face to meet with a qualified advisor who can talk you through the next steps.

Let’s find out about you

By reviewing who you are, your aims, and what you require from your new mortgage, we leave no stone unturned in finding you the perfect deal.

Leave the hard work to us

By searching far and wide from thousands of live offers we can secure the best mortgage for you.

It’s application time

Once ready we will fully package your case and work with the chosen company to gain a successful mortgage offer. Just sit back and relax.

Welcome to your new mortgage

With a successful offer the money is yours. Spend it wisely!


Read our often asked FAQs.
  • What is equity release?

    Equity release is a way of unlocking the value of your home, allowing you to take money out of your home. You can take the money in one large cash sum, or in smaller amounts. Releasing equity in your home can be a great way of complementing your pension when you retire, or providing you with a lump sum that you can use for a wide variety of reasons.

  • Will I retain ownership?

    Yes, 100%. Like a conventional mortgage, an equity release deal is secured against your property, which means that you will always retain the ownership of your property, and by choosing this type of deal means you can access a lump sum of cash to enjoy the moment you hit age 55.

  • Can I remortgage to a lifetime mortgage?

    If you are 55 or over, and have equity in your home, then it is highly likely you will be accepted for equity release. Our qualified brokers will guide you on the process and will advise on the best options available to you.

  • How do I apply?

    To apply, all you need to do is visit our ‘contact us’ page to make an appointment or request a quote. Our team of friendly brokers can answer any questions that you have and will offer a service that is catered for all your preferences.

  • I have poor credit, does this matter?

    Whilst some lenders will expect a good credit rating, you’ll find that most lenders are comfortable with poor credit situations, and in majority of instances they’ll be a lender available to lend. Our specialist equity release brokers will source for you the perfect arrangement.

  • What fees will I potentially incur?

    Equity release mortgages generally have low start up costs, and most deals offer a free valuation. Our brokers will detail the fees to expect, of which in most instances can be included within the deal if preferred.


Why choose Pinnacle?

Honest Advice

Our promise is to deliver impartial, expert advice to our clients, allowing you to make an informed decision. Via our independent status, we're perfectly placed to deliver suitable guidance.

Request Free Consultation

Excellent Customer Care

We truly understand the importance of delivering an exceptional customer experience. Our client feedback is testament to our commitment and dedication to exceeding all expectations.

More Details

Unique Proposition

Our model provides you with access across the financial and property markets. By centralising this process, we can pass on not only the financial benefits, but also save you time and stress.

More Details

Flexible Approach

We can offer appointments 7 days a week, between 9am to 9pm. Whether it's face to face, by phone, or online, we can accommodate to your preference. Your convenience is our goal.

More Details

Do you have an enquiry? Contact us.

Contact Us
The Mortgage Specialists
Rated 5 Star on Trustpilot
Whole of Market Mortgage Advice