Commercial mortgages, or bridging finance, are used to buy business premises or to buy an existing business in its entirety. Most lenders generally require a deposit of around 25%-40% of the total value and mortgage terms can run from one year, up to 40 years.

Securing commercial finance is based on the ability of your business to make the repayments. You will also find that lenders will assess your business before quoting you an interest rate. They generally look at past performance, the current position, and long-term future plans of the business. The interest rate you will be quoted may be based on these factors and may be higher if the underwriter identifies higher risk in the proposal. You may need to provide a detailed financial plan for the business, which demonstrates that you can make repayments, and a professional valuation will usually be required.

What's the next steps?

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Get in touch

Choose by email, phone, or face to face to meet with a qualified advisor who can talk you through the next steps.
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Let’s find out about you

By reviewing who you are, your aims, and what you require from your new mortgage, we leave no stone unturned in finding you the perfect deal.
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Leave the hard work to us

By searching far and wide from thousands of live offers we can secure the best mortgage for you.
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It’s application time

Once ready we will fully package your case and work with the chosen company to gain a successful mortgage offer. Just sit back and relax.
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Welcome to your new mortgage

With a successful offer the money is yours. Spend it wisely!
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FAQs

Read our often asked FAQs.
  • How much can I borrow?

    There are some methods to give you an approximate amount, such as multiplying your income by x5 or concluding how much you could afford per month.

  • Do I qualify for commercial finance?

    Those looking to qualify for commercial finance typically need to meet a minimum criteria related to annual revenue, credit scores and years in business.

  • What is commercial finance?

    A secured business loan in which the borrower pledges as collateral any assets used in the conduct of his/her business. Also called asset-based lending or asset-based finance.

  • What services do Pinnacle offer?

    We offer bespoke services ranging from property sales, conventional mortgage advice through to commercial loans and home insurance.

  • How do I apply?

    To apply, all you need to do is visit our contact us page to make an appointment or request a quote.

  • What insurance do you offer?

    We offer a wide range of insurance from home insurance to life cover, to more specialist areas such as commercial insurance and business protection.

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Why should you choose Pinnacle?

Honest Advice

Our promise is to deliver impartial, expert advice to our clients, allowing you to make an informed decision. Via our independent status, we're perfectly placed to deliver suitable guidance.

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Excellent Customer Care

We truly understand the importance of delivering an exceptional customer experience. Our client feedback is testament to our commitment and dedication to exceeding all expectations.

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Unique Proposition

Our model provides you with access across the financial and property markets. By centralising this process, we can pass on not only the financial benefits, but also save you time and stress.

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Flexible Approach

We can offer appointments 7 days a week, between 9am to 9pm. Whether it's face to face, by phone, or online, we can accommodate to your preference. Your convenience is our goal.

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Testimonials

Check out what our clients say about us!

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Do you have an enquiry? Contact us.

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Available 7 days a week, from 9am to 9pm
Available 7 days a week, from 9am to 9pm