Commercial Loans

Commercial Loans

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Commercial finance is a form of business finance or business funding. The lending is designed for commercial entities, rather than individuals. There are many types of commercial finance, ranging from straight forward loan terms, through to asset finance, land acquisitions, and property finance.

The simplest form of commercial finance is a commercial loan. You agree an amount, a repayment period and the cost of finance (for example, the interest rate and fees). Commercial loans can be secured or unsecured. Secured loans are usually cheaper, because the lender is taking a lower risk, but you need to have assets to use as security. Unsecured loans are useful for companies that don’t have enough assets to get a secured loan. Originally, commercial finance would have come from mainstream lenders like high street banks, but in more recent history the door has opened to include a variety of alternative finance available too.

 

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What's the next step?
1
Get in touch
Choose by email, phone, or face to face to meet with a qualified advisor who can talk you through the next steps.
Commercial Loans
2
Let’s find out about you
By reviewing who you are, your aims, and what you require from your new mortgage, we leave no stone unturned in finding you the perfect deal.
Commercial Loans
3
Leave the hard work to us
By searching far and wide from thousands of live offers we can secure the best mortgage for you.
Commercial Loans
4
It’s application time
Once ready we will fully package your case and work with the chosen company to gain a successful mortgage offer. Just sit back and relax.
Commercial Loans
5
Welcome to your new mortgage
With a successful offer the money is yours. Spend it wisely!
Commercial Loans
FAQs
Read our often asked FAQs.
How much can I borrow?
There are some methods to give you an approximate amount, such as multiplying your income by x5 or concluding how much you could afford per month.
Do I qualify for commercial finance?
Those looking to qualify for commercial finance typically need to meet a minimum criteria related to annual revenue, credit scores and years in business.
What is commercial finance?
A secured business loan in which the borrower pledges as collateral any assets used in the conduct of his/her business. Also called asset-based lending or asset-based finance.
What services do Pinnacle offer?
We offer bespoke services ranging from property sales, conventional mortgage advice through to commercial loans and home insurance.
How do I apply?
To apply, all you need to do is visit our contact us page to make an appointment or request a quote.
What insurance do you offer?
We offer a wide range of insurance from home insurance to life cover, to more specialist areas such as commercial insurance and business protection.
Available 7 days a week, from 9am to 9pm
Available 7 days a week, from 9am to 9pm