Most buyers would not have access to enough finance to buy a property outright, particularly in certain parts of the UK where property prices have significantly increased, so this brings bridging finance into the picture.

Bridging loans are a favoured financial option as they help to join a gap until a long-term mortgage deal or sale can be secured on a property. Pinnacle’s bridging finance for auction is available for commercial buildings, buy-to-let and residential properties. At Pinnacle, we have a proven track record when it comes to negotiating auction finance for our clients when it is needed most.

What's the next steps?


Get in touch

Choose by email, phone, or face to face to meet with a qualified advisor who can talk you through the next steps.

Let’s find out about you

By reviewing who you are, your aims, and what you require from your new mortgage, we leave no stone unturned in finding you the perfect deal.

Leave the hard work to us

By searching far and wide from thousands of live offers we can secure the best mortgage for you.

It’s application time

Once ready we will fully package your case and work with the chosen company to gain a successful mortgage offer. Just sit back and relax.

Welcome to your new mortgage

With a successful offer the money is yours. Spend it wisely!


Read our often asked FAQs.
  • Can I raise a finance to buy at auction?

    This can be a valid reason, and generally a common reason for taking out a bridging loan. As bridging finance can be arranged quickly in most instances, and is accessible when a conventional mortgage may not be, obtaining a bridging loan when buying a property at auction may be the most suitable solution. This is something your broker will cover off in finer detail with you.

  • How do I apply?

    To apply simply get in touch with one of the team, who will talk you through the options and take further details from you as to your plans. Click on our ‘contact us’ page for details on how to get in touch with us.

  • What is bridging finance?

    Bridging finance is a essentially short-term funding option used to 'bridge' a gap between a debt coming due and the main line of credit becoming available. It can also be used to fund a new purchase as a means of short-term credit, typically up to a term of 1 year, and is relevant when a conventional form of lending is unavailable / unsuitable.

  • Do I qualify for a bridging loan?

    In order to qualify for a bridging loan there needs to be a valid reason for the finance. This can cover a range of areas, which our advisors will help you with. There are lenders who will be comfortable with poor credit profiles and low income situations, whilst the most suitable lender and deal will be determined by the overall lending proposal.

  • What fees do I have to pay?

    Bridging loans are not necessarily cheap compared to the setup costs of a conventional mortgage, however this is dependent on your circumstances, preferences, and the deal selected. You can elect in most cases to have fees added to the loan, which is something your broker will explain in detail, and show you all scenarios available.

  • Do I need to make payments?

    With most lenders this can be optional, as they’ll be deals whereby monthly payments are applicable, whilst you can usually opt for a deal whereby interest payments are added to the loan and repaid once the loan comes to an end. Your broker will guide you on the options available and advise accordingly.


Why choose Pinnacle?

Honest Advice

Our promise is to deliver impartial, expert advice to our clients, allowing you to make an informed decision. Via our independent status, we're perfectly placed to deliver suitable guidance.

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Excellent Customer Care

We truly understand the importance of delivering an exceptional customer experience. Our client feedback is testament to our commitment and dedication to exceeding all expectations.

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Unique Proposition

Our model provides you with access across the financial and property markets. By centralising this process, we can pass on not only the financial benefits, but also save you time and stress.

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Flexible Approach

We can offer appointments 7 days a week, between 9am to 9pm. Whether it's face to face, by phone, or online, we can accommodate to your preference. Your convenience is our goal.

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