A short-term borrowing product such as an adverse credit bridging loan can be used for a variety of different reasons. Perhaps you are looking to raise funds to purchase a new property while waiting for your current home to sell.
You could be a business owner or experienced property developer who hit by an unexpected cash flow crisis or a poorly timed tax demand with very little time to pay. Whatever your reason is for borrowing the money, adverse credit bridging finance can be approved and paid out quickly, giving you enough time to make that property purchase or to settle that urgent tax demand before it ends up too late.
Choose by email, phone, or face to face to meet with a qualified advisor who can talk you through the next steps.
Let’s find out about you
By reviewing who you are, your aims, and what you require from your new mortgage, we leave no stone unturned in finding you the perfect deal.
Leave the hard work to us
By searching far and wide from thousands of live offers we can secure the best mortgage for you.
It’s application time
Once ready we will fully package your case and work with the chosen company to gain a successful mortgage offer. Just sit back and relax.
Welcome to your new mortgage
With a successful offer the money is yours. Spend it wisely!
Read our often asked FAQs.
How much can I borrow?
There are some methods to give you an approximate amount, such as multiplying your income by x5 or concluding how much you could afford per month.
Do I qualify for a bridging loan?
In order to qualify for a bridging loan, you must have a strong credit history. If you are having some credit issues, they may need to seek private lending options, which can often mean higher interest rates and fees.
What is bridging finance?
Bridging finance is a short-term funding option used to 'bridge' a gap between a debt coming due and the main line of credit becoming available.
How do I apply?
To apply, all you need to do is visit our contact us page to make an appointment or request a quote.
What fees do I have to pay?
For arranging a mortgage, we typically charge a fee of £295 which is only payable on receipt of a mortgage offer. However, this is dependent on your circumstances.
What services do Pinnacle offer?
We offer bespoke services ranging from property sales, conventional mortgage advice through to commercial loans and home insurance.