Our expert team here at Pinnacle act as an independent broker, providing tailored and transparent advice to clients throughout the UK. Our ethos is quite straightforward – delivering excellence and providing the very best are for our clients. This is something that we are proud of, and what sets us apart from our competitors.

Pinnacle’s bridging finance specialists are dedicated to helping you to make that purchase, where other types of conventional finance may falter. We understand the importance of speed, and competitive options, which is why we combine the two to provide you with excellent bridging finance options to choose from.

Property Investment

Asset rich, but cash impaired? Running out of time to secure that ideal investment property? Bridging finance can help you secure that much-needed finance in a quick, transparent, fashion.

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Development Finance

Whether you are running a "ground up" property development or focusing on more minor plans, such as an extension, our finance solutions can help you realise the project with that much-needed cash injection.

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Auctions

Often utilised and favoured in auction environments, bridging finance can prove fundamental in helping to secure your winning bid. The speed of the finance is key, and Pinnacle’s specialists work quickly in order to bring your deal home.

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Bad Credit

Has your credit rating taken a downturn? Are mainstream lenders turning their backs? By considering bridging finance, you may find this has the short-term fix required that allows your adverse credit rating to improve.

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FAQs

Read our often asked FAQs.
  • What is a bridging loan?

    Bridging finance is a essentially short-term funding option used to 'bridge' a gap between a debt coming due and the main line of credit becoming available. It can also be used to fund a new purchase as a means of short-term credit, typically up to a term of 1 year, and is relevant when a conventional form of lending is unavailable / unsuitable.

  • Do I qualify for a bridging loan?

    In order to qualify for a bridging loan there needs to be a valid reason for the finance. This can cover a range of areas, which our advisors will help you with. There are lenders who will be comfortable with poor credit profiles and low income situations, whilst the most suitable lender and deal will be determined by the overall lending proposal.

  • How much can I borrow?

    The amount that can be borrowed will be dependent on the plans for the funds and the value of the security that the loan is being guaranteed against. Our brokers will be able to tell you swiftly how much you could borrow as a maximum, and what terms of expect such as length of finance and the rate / fees applicable.

  • How do I apply?

    To apply simply get in touch with one of the team, who will talk you through the options and take further details from you as to your plans. Click on our ‘contact us’ page for details on how to get in touch with us.

  • What is the term of a bridging loan?

    Bridging loans in their very nature are a short-term finance measure, with terms generally ranging from 6 to 12 months. If the loan is required beyond a 12 month period then we will discuss with you what exit strategies are in place to have finance in place beyond the 12 month period.

  • What setup fees will I potentially incur?

    Bridging loans are not necessarily cheap compared to the setup costs of a conventional mortgage, however this is dependent on your circumstances, preferences, and the deal selected. You can elect in most cases to have fees added to the loan, which is something your broker will explain in detail, and show you all scenarios available.

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Why choose Pinnacle?

Honest Advice

Our promise is to deliver impartial, expert advice to our clients, allowing you to make an informed decision. Via our independent status, we're perfectly placed to deliver suitable guidance.

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Excellent Customer Care

We truly understand the importance of delivering an exceptional customer experience. Our client feedback is testament to our commitment and dedication to exceeding all expectations.

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Unique Proposition

Our model provides you with access across the financial and property markets. By centralising this process, we can pass on not only the financial benefits, but also save you time and stress.

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Flexible Approach

We can offer appointments 7 days a week, between 9am to 9pm. Whether it's face to face, by phone, or online, we can accommodate to your preference. Your convenience is our goal.

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Do you have an enquiry? Contact us.

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