Self employed mortgages have often brought about a great degree of the unknown and scaremongering. How long should I be trading? Do I need greater deposit? Will a bank lend to me?
To put your mind at ease, simply trust the experts. We place many mortgages for all different backgrounds and industries and by cutting straight through the hearsay you will be pleasantly surprised with just how simple the process is for you.
Depending on your circumstances you may have a wide selection of mortgage companies willing to offer you the mortgage you desire. With access to thousands of mortgage deals, our experts will find you the most suitable deal.
Yes. Self-employed borrowers have access to the same range of mortgage products as those working in full-time employment. You will need to demonstrate a suitable history of your self employment, typically 2 years. However, we do have options in place for 1 years history.
Certainly. When remortgaging we review the options for staying with your current lender vs. moving your mortgage to a new company. You will be advised on the best course of action financially and kept informed of all the options.
When taking out a mortgage, there are 4 different types of insurance that you should consider. This includes income protection, critical illness cover, buildings insurance and life insurance.
Yes we can. The majority of mortgage lenders are only interested in your most recent credit activity. So, even if you do have a default on your file, our mortgage experts can still help find a mortgage that's right for you.
It is possible on residential mortgages, but dependent on your personal circumstances, whilst it is much more common place to have this arrangement on a buy to let mortgage. Our qualified brokers can swiftly ascertain for you the likelihood of obtaining an interest only mortgage, and will advise accordingly.