Self employed mortgages have often brought about a great degree of the unknown and scaremongering. How long should I be trading? Do I need greater deposit? Will a bank lend to me?
To put your mind at ease, simply trust the experts. We place many mortgages for all different backgrounds and industries and by cutting straight through the hearsay you will be pleasantly surprised with just how simple the process is for you.
What's the next steps?
Get in touch
Choose by email, phone, or face to face to meet with a qualified advisor who can talk you through the next steps.
Let’s find out about you
By reviewing who you are, your aims, and what you require from your new mortgage, we leave no stone unturned in finding you the perfect deal.
Leave the hard work to us
By searching far and wide from thousands of live offers we can secure the best mortgage for you.
It’s application time
Once ready we will fully package your case and work with the chosen company to gain a successful mortgage offer. Just sit back and relax.
Welcome to your new home
Your mortgage has now been offered and the money is yours. Moving day will soon be here!
Faqs
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Can I get a mortgage?
Depending on your circumstances you may have a wide selection of mortgage companies willing to offer you the mortgage you desire. With access to 1000's of mortgage deals, our experts will find you the most suitable mortgage.
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I’m self-employed, can I get a mortgage?
Yes. Self-employed borrowers have access to the same range of mortgage products as those working in full-time employment. All you have to do is prove that you can make the mortgage repayments and put down a significant deposit on the loan.
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I have poor credit, can you help me?
We have vast experience in this area, and offer tailored, strategic, poor credit mortgage advice, with the view to getting you the mortgage that you desire.
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Do I need to take out insurance?
When taking out a mortgage, there are 4 different types of insurance that you should consider. This includes income protection, critical illness cover, buildings insurance and life insurance.
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How much can I borrow?
There are some methods to give you an approximate amount, such as multiplying your income by x5 or concluding how much you could afford per month.
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What do i need to budget for?
When securing a mortgage its essential to keep a sum of money back for initial furnishing and decorating costs, buildings insurance, removal costs, solicitors fees and stamp duty. Why not use our stamp duty calculator to see how much you will be required to pay.
Why choose Pinnacle?
Honest Advice
Our promise is to deliver impartial, expert advice to our clients, allowing you to make an informed decision. Via our independent status, we're perfectly placed to deliver suitable guidance.
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Excellent Customer Care
We truly understand the importance of delivering an exceptional customer experience. Our client feedback is testament to our commitment and dedication to exceeding all expectations.
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Unique Proposition
Our model provides you with access across the financial and property markets. By centralising this process, we can pass on not only the financial benefits, but also save you time and stress.
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Flexible Approach
We can offer appointments 7 days a week, between 9am to 9pm. Whether it's face to face, by phone, or online, we can accommodate to your preference. Your convenience is our goal.
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