Self employed mortgages have often brought about a great degree of the unknown and scaremongering.  How long should I be trading?  Do I need greater deposit?  Will a bank lend to me?

To put your mind at ease, simply trust the experts.  We place many mortgages for all different backgrounds and industries and by cutting straight through the hearsay you will be pleasantly surprised with just how simple the process is for you.

What's the next steps?

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Get in touch

Choose by email, phone, or face to face to meet with a qualified advisor who can talk you through the next steps.
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Let’s find out about you

By reviewing who you are, your aims, and what you require from your new mortgage, we leave no stone unturned in finding you the perfect deal.
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Leave the hard work to us

By searching far and wide from thousands of live offers we can secure the best mortgage for you.
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It’s application time

Once ready we will fully package your case and work with the chosen company to gain a successful mortgage offer. Just sit back and relax.
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Welcome to your new home

Your mortgage has now been offered and the money is yours. Moving day will soon be here!
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Faqs

Below you can read our most frequently asked questions.
  • Can I get a mortgage?

    Depending on your circumstances you may have a wide selection of mortgage companies willing to offer you the mortgage you desire. With access to thousands of mortgage deals, our experts will find you the most suitable deal.

  • I’m self-employed, can I get a mortgage?

    Yes. Self-employed borrowers have access to the same range of mortgage products as those working in full-time employment. You will need to demonstrate a suitable history of your self employment, typically 2 years. However, we do have options in place for 1 years history.

  • Am I eligible to review my mortgage?

    Certainly. When remortgaging we review the options for staying with your current lender vs. moving your mortgage to a new company. You will be advised on the best course of action financially and kept informed of all the options.

  • Do I need to take out insurance?

    When taking out a mortgage, there are 4 different types of insurance that you should consider. This includes income protection, critical illness cover, buildings insurance and life insurance.

  • I have a default, can you help me?

    Yes we can. The majority of mortgage lenders are only interested in your most recent credit activity. So, even if you do have a default on your file, our mortgage experts can still help find a mortgage that's right for you.

  • Can I get an interest only mortgage?

    It is possible on residential mortgages, but dependent on your personal circumstances, whilst it is much more common place to have this arrangement on a buy to let mortgage. Our qualified brokers can swiftly ascertain for you the likelihood of obtaining an interest only mortgage, and will advise accordingly.

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Why choose Pinnacle?

Honest Advice

Our promise is to deliver impartial, expert advice to our clients, allowing you to make an informed decision. Via our independent status, we're perfectly placed to deliver suitable guidance.

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Excellent Customer Care

We truly understand the importance of delivering an exceptional customer experience. Our client feedback is testament to our commitment and dedication to exceeding all expectations.

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Unique Proposition

Our model provides you with access across the financial and property markets. By centralising this process, we can pass on not only the financial benefits, but also save you time and stress.

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Flexible Approach

We can offer appointments 7 days a week, between 9am to 9pm. Whether it's face to face, by phone, or online, we can accommodate to your preference. Your convenience is our goal.

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Do you have an enquiry? Contact us.

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