There’s a lot to think about when deciding to move home. Can I achieve the right price for my home? What happens to my existing mortgage? Can I take it with me? These are just some of the many questions that we will answer for you on your journey.
When moving home you need to know you are in good hands, with the majority of the work to be done for you in a professional manner. That’s where we come in. By trusting our homemover team with your mortgage and/or property sale you can sit back, relax, and wait for moving day.
This is very much dependent on the lender and your circumstances. Often referred to as ‘porting’, as part of our review we will compare the benefits and possibilities of transferring your mortgage to a new property versus opting with a new deal with a new lender.
Yes, we are whole of market. We are independent and not tied directly to a group of lenders, so we can cover much more of the mortgage market. By choosing Pinnacle it means that you will have a much choice than simply going direct.
This depends on a thorough review of your income and committed expenditure. Lenders very significantly in what they offer, in terms of reviewing your overall profile. Sadly this is not a simply answer, which is why you want your mortgage in safe hands.
Certainly. When remortgaging we review the options for staying with your current lender vs. moving your mortgage to a new company. You will be advised on the best course of action financially and kept informed of all the options.
Yes. Self-employed borrowers have access to the same range of mortgage products as those working in full-time employment. You will need to demonstrate a suitable history of your self employment, typically 2 years. However, we do have options in place for 1 years history.
It is possible to get a mortgage with a poor credit rating. Whether it’s defaults, CCJ’s, or debt plans, with access to many adverse credit mortgage deals, our experts will find you the most suitable mortgage.