There’s a lot to think about when deciding to move home. Can I achieve the right price for my home? What happens to my existing mortgage? Can I take it with me? These are just some of the many questions that we will answer for you on your journey.
When moving home you need to know you are in good hands, with the majority of the work to be done for you in a professional manner. That’s where we come in. By trusting our homemover team with your mortgage and/or property sale you can sit back, relax, and wait for moving day.
What's the next steps?
Get in touch
Choose by email, phone, or face to face to meet with a qualified advisor who can talk you through the next steps.
Let’s find out about you
By reviewing who you are, your aims, and what you require from your new mortgage, we leave no stone unturned in finding you the perfect deal.
Leave the hard work to us
By searching far and wide from thousands of live offers we can secure the best mortgage for you.
It’s application time
Once ready we will fully package your case and work with the chosen company to gain a successful mortgage offer. Just sit back and relax.
Welcome to your new home
Your mortgage has now been offered and the money is yours. Moving day will soon be here!
Faqs
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Can I transfer my mortgage if I move home?
This is very much dependent on the lender and your circumstances. Often referred to as ‘porting’, as part of our review we will compare the benefits and possibilities of transferring your mortgage to a new property versus opting with a new deal with a new lender.
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Are you whole of market?
Yes, we are whole of market. We are independent and not tied directly to a group of lenders, so we can cover much more of the mortgage market. By choosing Pinnacle it means that you will have a much choice than simply going direct.
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How much can I borrow?
This depends on a thorough review of your income and committed expenditure. Lenders very significantly in what they offer, in terms of reviewing your overall profile. Sadly this is not a simply answer, which is why you want your mortgage in safe hands.
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Can you help me remortgage?
Certainly. When remortgaging we review the options for staying with your current lender vs. moving your mortgage to a new company. You will be advised on the best course of action financially and kept informed of all the options.
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I’m self-employed, can I get a mortgage?
Yes. Self-employed borrowers have access to the same range of mortgage products as those working in full-time employment. You will need to demonstrate a suitable history of your self employment, typically 2 years. However, we do have options in place for 1 years history.
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I have a poor credit rating, will this matter?
It is possible to get a mortgage with a poor credit rating. Whether it’s defaults, CCJ’s, or debt plans, with access to many adverse credit mortgage deals, our experts will find you the most suitable mortgage.
Why choose Pinnacle?
Honest Advice
Our promise is to deliver impartial, expert advice to our clients, allowing you to make an informed decision. Via our independent status, we're perfectly placed to deliver suitable guidance.
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Excellent Customer Care
We truly understand the importance of delivering an exceptional customer experience. Our client feedback is testament to our commitment and dedication to exceeding all expectations.
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Unique Proposition
Our model provides you with access across the financial and property markets. By centralising this process, we can pass on not only the financial benefits, but also save you time and stress.
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Flexible Approach
We can offer appointments 7 days a week, between 9am to 9pm. Whether it's face to face, by phone, or online, we can accommodate to your preference. Your convenience is our goal.
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