Are you looking to purchase a new investment property or rearrange the mortgage on an existing property? Here at Pinnacle we offer tailored buy to let mortgage advice, delivered by our expert buy-to-let mortgage brokers. With the buy to let mortgage market being more detailed than ever before, we use strategy & precision to ensure the mortgage you require is delivered without fuss.
If you choose Pinnacle to handle your buy-to-let mortgage, we will carry out thorough market research, on your behalf. This is to ascertain which lender is best suited to your circumstances and requirements. We’ll consider key areas such as your income, employment situation, your credit profile, and if you, in summary, meet the respective lender’s criteria.
There are some methods to give you an approximate amount, such as multiplying your income by x5 or concluding how much you could afford per month.
If you are looking for a buy to let remortgage, then the lender's assessments can differ slightly. Most lenders will also determine the lending on the amount of rent on the property.
Limited company buy to let mortgages are designed for those who want to buy a property as a collective together with separating themselves from the personal liability if something was to go wrong.
In the current market, you’ll typically need a deposit of at least 5% of a property’s value to get a mortgage.
We offer a wide range of mortgages from buy to let solutions, remortgages through to first time buyer and high mortgage loans.
It is possible, but dependant on your circumstances. Our qualified brokers can swiftly ascertain for you the likelihood of obtaining an interest-only mortgage.