Lenders see those with an adverse credit rating as a risk which often means that securing a mortgage deal can be much more difficult. However, just because you have suffered with adverse credit in the past, doesn’t mean you can’t secure a mortgage. There are some lenders on the market that specialise in mortgage products that are specifically designed for those with adverse credit.
Whether you have been recently hit with bankruptcy or regularly missed your credit payments, we have secured a wide range of adverse credit mortgages with great success for our clients. Regardless of your circumstances, we are with you every step of the way. So relax, be upfront with us and let our specialist mortgage brokers find the right deal that suits you.
Yes, it is possible to get a mortgage with a poor credit rating. Whether it’s defaults, CCJ’s, or debt plans, with access to many adverse credit mortgage deals, our experts will find you the most suitable mortgage.
Yes we can. The majority of mortgage lenders are only interested in your most recent credit activity. So, even if you do have a default on your file, our mortgage experts can still help find a mortgage that's right for you.
It is still possible to secure a mortgage even if you have previous missed payments. There are lenders that will be happy to consider you even if you have missed multiple payments. You may just find that it is a little bit more difficult to secure a deal, but we’d help you secure the most suitable deal.
In short, yes. Whilst it is slightly more challenging to obtain a mortgage when you have a CCJ, depending on the number, length, and amount of the CCJ(s), you may be surprised by the number of lenders who will still consider lending to you. Our expert brokers will source the best available deal for you.
There are many lenders on the market that specialise in adverse credit mortgages, and as independent mortgage brokers, we have access to all lenders from across the mortgage market. This positions us in the perfect place to source for you the most suitable mortgage arrangement.
We are privileged to cover the whole of the United Kingdom, and to date have helped thousands of clients with their mortgage needs. Our mortgage brokers provide a uniquely accessible service, and work to your complete preference, with the view of providing the absolute best service.