UK Mortgage with EURO Income

Pinnacle Finance provides no-nonsense, high-quality advice to people who would like a mortgage in the UK but who earn in euros.

Getting a UK Mortgage with Euro Income

If you would like to track down a great mortgage deal when your income is primarily formed from earnings in euros, then Pinnacle Finance’s expert brokers are on hand to provide you with the guidance and support you will need. Any foreign currency earner will not always find it as easy to find a suitable mortgage deal since some mortgage lenders do not always provide products for these sorts of financial circumstances.

This is where the prowess on offer from Pinnacle Finance can be so beneficial. We have been dealing with people who earn in euros and other non-sterling currencies for many years. Therefore, we will be able to navigate the market for you so that a suitable mortgage deal can be obtained regardless of your overseas currency earnings and wider financial circumstances.

Is a Euro-based income acceptable to British mortgage providers?

It is fair to say that numerous UK mortgages can be obtained when either the primary or secondary currency that income is gained in is formed of euros. Nevertheless, some mortgage providers will see a greater risk among clients who do not have all or most of their earnings in GBP. Therefore, if you have a mix of GBP and EUR earnings – or all of your income is euro-based – then it can mean certain mortgage products may not be available to you.

For one thing, the exchange rate between the two currencies may change. If you are earning in euros but paying your mortgage back in sterling, then your ability to pay may be affected by future changes to the international money markets. Most mortgage lenders factor in such issues but this can affect how much you might be able to borrow or the ability to fix a lending rate for a given period. This is why Pinnacle Finance’s brokerage expertise across the whole of the UK mortgage sector can be so advantageous.

Mortgage Broker Essex

Why not just give us a call?

Still Have Questions?

If you cannot find an answer you are seeking, then simply click the button below, or call us at 0208 125 3100, to get in touch with one of our mortgage brokers.

Depending on your circumstances you may have a wide selection of mortgage companies willing to offer you the mortgage you desire. With access to thousands of mortgage deals, our experts will find you the most suitable deal.

Yes, we have whole of market access. As we are an independent brokerage, and not tied directly to a group of lenders, we can access the full mortgage market. This exposure allows us to scour the market for the best lending arrangements for our clients.

Lenders can vary significantly in what they are willing to offer when assessing affordability. However, our team of expert advisors will thoroughly assess the market to ascertain your maximum borrowing potential, and will fully guide you along the way.

Our specialist lending proposition encompasses all aspects of mortgage broking. Our team of experts are true professionals in areas such as expatriates, foreign currency, high net worth individuals, large loans, and complex buy to let, just to name a few. This spectrum of expertise is what sets us apart.

How does my employment status affect mortgage applications as a € earner?

Some people who live in the UK but who are employed by European companies will have a settled income in euros. This will often make it easier, depending on the wider set of financial circumstances, to find a suitable mortgage deal. If you earn in € rather than £, however, and are also self-employed, then the fluctuations in exchange rates and earnings can make it harder to track down the sort of mortgage product you might want. This is where our specialist services in mortgage brokering come into their own. Don’t think you cannot obtain a mortgage as a self-employed foreign currency earner until you have spoken to one of our experts.

How to apply for a mortgage if you earn in euros

We will need to find out about the sort of mortgage you would like and understand more about your household income to help you. Feel free to contact us today to get the ball rolling.

Get in touch

We understand that every circumstance is different, and having a bespoke touch is essential in understanding a case. This openminded approach is what creates a professional standard that we always uphold.

Our team of bridging loan specialists are available to discuss your individual requirements, so simply complete the contact form and we’ll be in touch shortly.

Here Is Just A Sample Of Our Reviews

As an expat of the UK, I was looking to remortgage my investment property situated in London. My broker at Pinnacle promptly found me a suitable lender, and an overall competitive deal.



Due to my complex employment situation and the time I spend outside the UK with work, I needed expert advice when arranging my mortgage. The team at Pinnacle duly provided this.


UK & Switzerland

We were looking to relocate back to the UK but had no idea where to begin. Our broker was immense at handling our enquiry and found us a great deal with a high street lender.

Elizabeth & Joel


I had an offer accepted on a holiday let in Scotland but was struggling to find a lender. I approached Pinnacle and they expertly found a mortgage solution that worked perfectly for me.



As a professional based in Dubai, I needed a specialist broker who could review my property portfolio. The results exceeded my expectations, and I would certainly recommend Pinnacle.



As Portuguese & French nationals residing in the UK, we were seeking a mortgage. We are both contracting, but none of this fazed our broker and they found us a mortgage that is perfect for us.

Joao & Anna