UK Mortgage with AED Income

Our expert team of mortgage advisors will be able to find a suitable UK mortgage deal if you have foreign currency earnings, such as UAE dirhams.

UK Mortgage with United Arab Emirates Dirham Income

We have access to all of the UK’s mortgage markets which means we are able to offer lending proposals from some of the more specialist operators in the sector, ideal if you have a non-standard earning profile, such as making your money in a foreign currency. By applying for a mortgage in the UK with our high-quality brokerage service, you will be able to cut out a great deal of time and effort searching for a suitable mortgage if you earn all or part of your income in UAE dirhams. We have successfully assisted many people in the UK to find mortgages that suit them even when the majority of their income has come in the form of AED rather than GBP.

Whether you already own assets in the UK, are not a British citizen or have a job you only do for part of the year in the UAE, we will be able to help. Our service is specialised and designed to help people with an international profile. This means we can provide access to the mortgage market even if you have earnings in multiple currencies, not just sterling and dirhams.

Will Mortgage Lenders Accept Dirham-Based Earnings?

Yes, some will. There may be a few more checks that will be needed on your income because certain mortgage lenders may want to confirm the stability of your earnings. Bear in mind that people who earn in overseas currencies may face changes to their income over time depending on exchange rates. 

This means lenders tend to like to ensure mortgages are affordable even if the exchange rate were to change significantly between AED and GBP. As such, making use of our experts can help to secure a favourable mortgage deal given the additional borrowing requirements you may need to meet.

Mortgage Broker Essex

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Still Have Questions?

If you cannot find an answer you are seeking, then simply click the button below, or call us at 0208 125 3100, to get in touch with one of our mortgage brokers.

Depending on your circumstances you may have a wide selection of mortgage companies willing to offer you the mortgage you desire. With access to thousands of mortgage deals, our experts will find you the most suitable deal.

Yes, we have whole of market access. As we are an independent brokerage, and not tied directly to a group of lenders, we can access the full mortgage market. This exposure allows us to scour the market for the best lending arrangements for our clients.

Lenders can vary significantly in what they are willing to offer when assessing affordability. However, our team of expert advisors will thoroughly assess the market to ascertain your maximum borrowing potential, and will fully guide you along the way.

Our specialist lending proposition encompasses all aspects of mortgage broking. Our team of experts are true professionals in areas such as expatriates, foreign currency, high net worth individuals, large loans, and complex buy to let, just to name a few. This spectrum of expertise is what sets us apart.

Does how I earn money in dirhams matter for mortgage applications?

Yes, it will. Like earnings in any currency, mortgage lenders will want to ensure that the source of the income is appropriate for borrowing under the current regulatory framework in the UK. Equally, people who are contractors working in UAE will probably need to show that they have a regular source of income if their current work is due to end or has only just started.

Like all self-employed people, British mortgage lenders tend to delve a little deeper into personal financial circumstances when they’re lending to sole traders, for instance, who earn in dirhams. Again, this is another good reason to turn to Pinnacle Finance for our expertise in this area.

How will Pinnacle Finance help with the dirham mortgage process?

We will manage your application from start to finish. By dealing with us, you will be able to avoid false starts by applying for mortgage loans with lenders who are unlikely to accept you. Given our wide experience, we will be able to offer all dirham earners tailored access to appropriate lenders in the mortgage sector today.

Get in touch

We understand that every circumstance is different, and having a bespoke touch is essential in understanding a case. This openminded approach is what creates a professional standard that we always uphold.

Our team of bridging loan specialists are available to discuss your individual requirements, so simply complete the contact form and we’ll be in touch shortly.

Here Is Just A Sample Of Our Reviews

As an expat of the UK, I was looking to remortgage my investment property situated in London. My broker at Pinnacle promptly found me a suitable lender, and an overall competitive deal.



Due to my complex employment situation and the time I spend outside the UK with work, I needed expert advice when arranging my mortgage. The team at Pinnacle duly provided this.


UK & Switzerland

We were looking to relocate back to the UK but had no idea where to begin. Our broker was immense at handling our enquiry and found us a great deal with a high street lender.

Elizabeth & Joel


I had an offer accepted on a holiday let in Scotland but was struggling to find a lender. I approached Pinnacle and they expertly found a mortgage solution that worked perfectly for me.



As a professional based in Dubai, I needed a specialist broker who could review my property portfolio. The results exceeded my expectations, and I would certainly recommend Pinnacle.



As Portuguese & French nationals residing in the UK, we were seeking a mortgage. We are both contracting, but none of this fazed our broker and they found us a mortgage that is perfect for us.

Joao & Anna