UK Mortgage for Expat in Singapore
Are you looking for a mortgage on a UK property but reside in Singapore? With access to thousands of deals, we can find a suitable mortgage for you.
Mortgage Advice for UK Expats in Singapore
Obtaining a mortgage for UK property if you happen to be an expat, isn’t always as easy as it ought to be. Many mortgage providers will simply turn down applications when this complexity is involved, regardless of the individual’s ties to the UK. However, this is not universal which is why our whole market brokerage service can be so beneficial to British expats who reside in Singapore.
We will look over the entire mortgage industry in the UK to find lenders with suitable financial products. We are specialists and deal with expatriate mortgage applications from Singapore and elsewhere overseas, and are market leaders in this field of expertise. So, whether you want to relocate back to the UK or simply want to buy or remortgage a buy to let property, we are perfectly placed to help.
Why Choose Pinnacle to Help Secure a Mortgage in the UK?
As professional mortgage brokers tailor made for UK expats based overseas, our approachable team of specialist mortgage advisors are ideally placed to help Singapore-based expatriates. Our vast experience allows us to seamlessly deal with both linear and complex cases, as well as everything in between, as we understand no case is the same, and having an open minded approach is crucial when considering what options may be available.
Our scope of service means we can help clients with purchasing a property in the UK, and also remortgage an existing owned property that is within the British Isles. Our team of mortgage experts will work tirelessly to achieve a successful outcome, and are involved from start to finish of the mortgage process.
Still Have Questions?
If you cannot find an answer you are seeking, then simply click the button below, or call us at 0208 125 3100, to get in touch with one of our mortgage brokers.
Depending on your circumstances you may have a wide selection of mortgage companies willing to offer you the mortgage you desire. With access to thousands of mortgage deals, our experts will find you the most suitable deal.
Yes, we have whole of market access. As we are an independent brokerage, and not tied directly to a group of lenders, we can access the full mortgage market. This exposure allows us to scour the market for the best lending arrangements for our clients.
Lenders can vary significantly in what they are willing to offer when assessing affordability. However, our team of expert advisors will thoroughly assess the market to ascertain your maximum borrowing potential, and will fully guide you along the way.
Our specialist lending proposition encompasses all aspects of mortgage broking. Our team of experts are true professionals in areas such as expatriates, foreign currency, high net worth individuals, large loans, and complex buy to let, just to name a few. This spectrum of expertise is what sets us apart.
Borrowing amounts for UK expats in Singapore
In the UK, mortgage lenders can offer mortgages up to five or six multiples of yearly incomes. This can be the same for both clients based in the UK or overseas. However, due to the limited number of lenders who can offer mortgage arrangements for UK expats, it is crucial that intricate research is designed to determine who can lend. This is where we come in, as our lender access and expert advice is paramount in procuring a desired mortgage result.
Advice for UK mortgage applicants based in Singapore
If you have ties to the UK, such as expatriate status, then obtaining a mortgage is feasible. What is key is being able to demonstrate to a lender that you are in a responsible position to take on a mortgage. It is our job to build and package your case so it is easy for a lender to see the highlights, and ultimately what makes your case desirable to lend against. Due to the UK’s connections to Singapore, UK expats will have the ability to raise a mortgage on a UK property, but having this managed in the correct way is crucial.
Buying or remortgaging properties to rent out in the UK
If you want to buy or remortgage a property in the UK, which will be for investment purposes, then you will need to obtain a relevant buy to let mortgage product. We will advise you of the best way to proceed as a landlord whether or not you choose to remain in Singapore.
Get in touch
We understand that every circumstance is different, and having a bespoke touch is essential in understanding a case. This openminded approach is what creates a professional standard that we always uphold.
Our team of bridging loan specialists are available to discuss your individual requirements, so simply complete the contact form and we’ll be in touch shortly.