UK Mortgage for Expat in Germany

We have helped many expatriates and foreign nationals located in Germany, obtain mortgage finance for the purpose of buying or remortgaging UK property.

Specialist Mortgage Advice for Individuals Based in Germany

Due to our vast experience within the expat domain, over the years we have honed our knowledge and skills, to place us as a leading UK mortgage brokerage.

This reputable standing has not only led to us having complete access to the mortgage market, but connections from across the full mortgage lender spectrum. This generates a platform that is unrivalled and allows us to offer mortgage advice to our clients based in Germany, that is perfectly suited to their respective needs.

What type of mortgages are available if I’m based in Germany?

There is a wide range of mortgage options available to overseas clients, such as residential, buy to let, holiday let, serviced accommodation, and holiday home.

Lenders in the UK expat space can accommodate all levels of complexities, as it is generally understood that someone’s situation may not be as straightforward as that of a British citizen who is based in the UK.

Our approach ensures that we smartly navigate with potential lenders to extract not only the likelihood of acceptance, but also the most competitive deal available.

Mortgage Broker Essex

Why not just give us a call?

Still Have Questions?

If you cannot find an answer you are seeking, then simply click the button below, or call us at 0208 125 3100, to get in touch with one of our mortgage brokers.

Depending on your circumstances you may have a wide selection of mortgage companies willing to offer you the mortgage you desire. With access to thousands of mortgage deals, our experts will find you the most suitable deal.

Yes, we have whole of market access. As we are an independent brokerage, and not tied directly to a group of lenders, we can access the full mortgage market. This exposure allows us to scour the market for the best lending arrangements for our clients.

Lenders can vary significantly in what they are willing to offer when assessing affordability. However, our team of expert advisors will thoroughly assess the market to ascertain your maximum borrowing potential, and will fully guide you along the way.

Our specialist lending proposition encompasses all aspects of mortgage broking. Our team of experts are true professionals in areas such as expatriates, foreign currency, high net worth individuals, large loans, and complex buy to let, just to name a few. This spectrum of expertise is what sets us apart.

What are my chances of obtaining a mortgage from Germany?

The current mortgage landscape presents a good sized amount of lenders that can consider mortgages for overseas based clients. Germany has strong financial connections to the UK and poses no concerns to lenders from a financial sanctions standpoint, although since Brexit some lenders have retracted somewhat from EU based countries.

What is crucial, is ensuring that the lender approached is one that can in fact consider all aspects of the case in question. Additionally, having reliable contacts at the lender helps greatly when gaining pre-application approval.

It is our job as professional mortgage advisors to work with our clients to procure suitable finance on UK property, whether that be for a purchase or remortgage. If you feel we could be of assistance to you, then feel free to contact us today.

Get in touch

We understand that every circumstance is different, and having a bespoke touch is essential in understanding a case. This openminded approach is what creates a professional standard that we always uphold.

Our team of bridging loan specialists are available to discuss your individual requirements, so simply complete the contact form and we’ll be in touch shortly.

Here Is Just A Sample Of Our Reviews

As an expat of the UK, I was looking to remortgage my investment property situated in London. My broker at Pinnacle promptly found me a suitable lender, and an overall competitive deal.



Due to my complex employment situation and the time I spend outside the UK with work, I needed expert advice when arranging my mortgage. The team at Pinnacle duly provided this.


UK & Switzerland

We were looking to relocate back to the UK but had no idea where to begin. Our broker was immense at handling our enquiry and found us a great deal with a high street lender.

Elizabeth & Joel


I had an offer accepted on a holiday let in Scotland but was struggling to find a lender. I approached Pinnacle and they expertly found a mortgage solution that worked perfectly for me.



As a professional based in Dubai, I needed a specialist broker who could review my property portfolio. The results exceeded my expectations, and I would certainly recommend Pinnacle.



As Portuguese & French nationals residing in the UK, we were seeking a mortgage. We are both contracting, but none of this fazed our broker and they found us a mortgage that is perfect for us.

Joao & Anna