UK Mortgage for Expat in France

If you are an expatriate based in France and require mortgage advice, then our team of expert mortgage brokers can help.

Specialist Mortgage Advice for UK Expats Based in France

With vast experience in helping clients based in France obtain a mortgage for the purpose of a UK property purchase or remortgage, we have forged a team of industry professionals who can offer specialist mortgage advice to expatriates and foreign nationals, who are based outside the UK.

We understand the importance of precisely building a case, and as such the skill of fact-finding is crucial. Our mortgage advisors are skilled operatives, who work closely with our clients to ascertain all aspects of the case in question. This is done so in seamless fashion, and allows us to conduct thorough research to determine, and subsequently present, suitable mortgage solutions.

Is it challenging to obtain a mortgage as a UK Expat?

Naturally when arranging a mortgage as an expat or an overseas foreign national, it presents a trickier than usual situation. That said, there is a dedicated lending space for this niche.

Having helped many clients successfully obtain a mortgage when this scenario applied, we can safely say that the lending market is very much open for business at this time, with the key being to converse with lenders that can consider the relevant jurisdiction (in this case, France).

Our objective as a leading specialist mortgage brokerage is to make the process as straightforward as possible, even considering the obvious complexities involved, and at the same time secure a deal that is competitively priced from the lenders that can consider the particular case.

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Why not just give us a call?

Still Have Questions?

If you cannot find an answer you are seeking, then simply click the button below, or call us at 0208 125 3100, to get in touch with one of our mortgage brokers.

Depending on your circumstances you may have a wide selection of mortgage companies willing to offer you the mortgage you desire. With access to thousands of mortgage deals, our experts will find you the most suitable deal.

Yes, we have whole of market access. As we are an independent brokerage, and not tied directly to a group of lenders, we can access the full mortgage market. This exposure allows us to scour the market for the best lending arrangements for our clients.

Lenders can vary significantly in what they are willing to offer when assessing affordability. However, our team of expert advisors will thoroughly assess the market to ascertain your maximum borrowing potential, and will fully guide you along the way.

Our specialist lending proposition encompasses all aspects of mortgage broking. Our team of experts are true professionals in areas such as expatriates, foreign currency, high net worth individuals, large loans, and complex buy to let, just to name a few. This spectrum of expertise is what sets us apart.

How has Brexit impacted the mortgage market for expats in France?

It is undeniable that in recent times some lenders have taken a more retracted stance to France since post Brexit, but there is still a good number of lenders remaining, and we see lenders regularly reintroduce France as an acceptable country as the post Brexit landscape becomes clearer.

Not only are there lenders available in this instance, but the rates on offer also remain at the more competitive end of the market when factoring in the expat space. 

The range of mortgage types remains expansive, covering all permutations of arrangement, such as residential, buy to let, holiday let, serviced accommodation, and holiday home / second residence.

If you would like to discuss your case with us, feel free to connect with us today to speak with one of our expert mortgage brokers.

Get in touch

We understand that every circumstance is different, and having a bespoke touch is essential in understanding a case. This openminded approach is what creates a professional standard that we always uphold.

Our team of bridging loan specialists are available to discuss your individual requirements, so simply complete the contact form and we’ll be in touch shortly.

Here Is Just A Sample Of Our Reviews

As an expat of the UK, I was looking to remortgage my investment property situated in London. My broker at Pinnacle promptly found me a suitable lender, and an overall competitive deal.



Due to my complex employment situation and the time I spend outside the UK with work, I needed expert advice when arranging my mortgage. The team at Pinnacle duly provided this.


UK & Switzerland

We were looking to relocate back to the UK but had no idea where to begin. Our broker was immense at handling our enquiry and found us a great deal with a high street lender.

Elizabeth & Joel


I had an offer accepted on a holiday let in Scotland but was struggling to find a lender. I approached Pinnacle and they expertly found a mortgage solution that worked perfectly for me.



As a professional based in Dubai, I needed a specialist broker who could review my property portfolio. The results exceeded my expectations, and I would certainly recommend Pinnacle.



As Portuguese & French nationals residing in the UK, we were seeking a mortgage. We are both contracting, but none of this fazed our broker and they found us a mortgage that is perfect for us.

Joao & Anna