UK Mortgage for Expat in Australia

At Pinnacle, our team of high caliber mortgage brokers help UK expats living in Australia secure suitable mortgage arrangements to meet their needs.

UK Mortgage Advisors for Expats in Australia

If you live and work in Australia and would like to either remortgage an existing property or buy a new property in the UK, then obtaining a suitable mortgage will be necessary. This is not always straightforward, especially if your earnings are predominantly, or entirely, made up of Australian dollars. Under such circumstances, entrusting us as a specialist mortgage brokerage who are based in the UK and can offer expert mortgage advice in this key area, can be crucial.

Our team of specialist mortgage advisors offer the industry know-how that can be so effective in securing a mortgage deal as an expat. We have a great track record of helping UK expatriates in Australia secure competitive mortgages for properties all over the British Isles, and this is why we are a leading brokerage in this field of expertise.

What Makes Our Mortgage Brokerage Different?

Because we deal with the entire mortgage market in the UK, we can access high street banks, building societies, and specialist lenders. This level of access is what sets us apart, as it gives us a platform to broker the ideal deal for you.

We’ll look at all of the appropriate lending options. This way, it not only increases the chances of UK expats in Australia obtaining a suitable mortgage, but also exposes our clients to the best available deals that apply to their individual case. So, whether you want a residential or buy to let mortgage, we are on hand to provide expert professional mortgage advice.

Mortgage Broker Essex

Why not just give us a call?

Still Have Questions?

If you cannot find an answer you are seeking, then simply click the button below, or call us at 0208 125 3100, to get in touch with one of our mortgage brokers.

Depending on your circumstances you may have a wide selection of mortgage companies willing to offer you the mortgage you desire. With access to thousands of mortgage deals, our experts will find you the most suitable deal.

Yes, we have whole of market access. As we are an independent brokerage, and not tied directly to a group of lenders, we can access the full mortgage market. This exposure allows us to scour the market for the best lending arrangements for our clients.

Lenders can vary significantly in what they are willing to offer when assessing affordability. However, our team of expert advisors will thoroughly assess the market to ascertain your maximum borrowing potential, and will fully guide you along the way.

Our specialist lending proposition encompasses all aspects of mortgage broking. Our team of experts are true professionals in areas such as expatriates, foreign currency, high net worth individuals, large loans, and complex buy to let, just to name a few. This spectrum of expertise is what sets us apart.

What is my borrowing limit if I'm a UK expatriate in Australia?

The amount you will be able to borrow from a UK mortgage lender when living in Australia will come down to several factors. Your income, the size of your available deposit, whether you already own property in the UK and your credit history will all come into play. 

A lending decision will be influenced also by the purpose of the property, however all complexities and niches will be considered by us when providing advice, and will form part of the research we conduct.

How can I make it more likely my UK mortgage application will succeed?

Making sure your credit profile is in good shape certainly helps. Access to credit reports, which can then be supplied to us is useful when we start to piece together your case. In addition to this proof of income is key, along with bank statements which detail both incomings and outgoings. We will guide you on what is needed as a case progresses, as this will form part of us building your case in readiness for an application.

A lending decision will be influenced also by the purpose of the property, however all complexities and niches will be considered by us when providing advice, and will form part of the research we conduct.

Buy-to-let mortgages for UK properties from Australia

If you are considering renting the property you intend to buy for a few years before moving back to the UK, then you will need to access the buy-to-let mortgage market. As we offer advice on both residential and buy to let arrangements, our broker team can seamlessly manage your mortgage enquiry.

Get in touch

We understand that every circumstance is different, and having a bespoke touch is essential in understanding a case. This openminded approach is what creates a professional standard that we always uphold.

Our team of bridging loan specialists are available to discuss your individual requirements, so simply complete the contact form and we’ll be in touch shortly.

Here Is Just A Sample Of Our Reviews

As an expat of the UK, I was looking to remortgage my investment property situated in London. My broker at Pinnacle promptly found me a suitable lender, and an overall competitive deal.



Due to my complex employment situation and the time I spend outside the UK with work, I needed expert advice when arranging my mortgage. The team at Pinnacle duly provided this.


UK & Switzerland

We were looking to relocate back to the UK but had no idea where to begin. Our broker was immense at handling our enquiry and found us a great deal with a high street lender.

Elizabeth & Joel


I had an offer accepted on a holiday let in Scotland but was struggling to find a lender. I approached Pinnacle and they expertly found a mortgage solution that worked perfectly for me.



As a professional based in Dubai, I needed a specialist broker who could review my property portfolio. The results exceeded my expectations, and I would certainly recommend Pinnacle.



As Portuguese & French nationals residing in the UK, we were seeking a mortgage. We are both contracting, but none of this fazed our broker and they found us a mortgage that is perfect for us.

Joao & Anna